How do we work with business insurance? At O.Brokers we are specialists in analysing the needs of each company in order to offer the most appropriate solutions and insurance for companies in each case.
We listen to the needs of the financial and risk management departments, we study the reality of each company, we visit their facilities and we help identify those risks that can be mitigated by taking out insurance.
On our new website we explain each of these solutions in detail. Let’s see what they are.
Our insurance solutions for companies
These are the solutions we work with at O.Brokers, always with the idea of freeing the professional from this task and offering them the peace of mind of good risk management.
Property damage insurance
These property damage insurances cover damage caused to movable or immovable property of a company due to an accident. Depending on the insured property, they are divided into:
- All-risk property
- Business multi-risk
- Transport
- Vehicles and fleets
- Agricultural insurance
Liability
With this type of liability insurance, companies can cover material, economic and/or physical damage caused to third parties by action or omission in the development of their activity. At O.brokers we work with:
- Business Liability
- Directors’ Liability
- Professional Liability
- Environmental Liability
Cyber risk and crime
Attacks on business cybersecurity are becoming increasingly frequent. This cyber-risk insurance covers the company’s own financial losses and also responds to the claims of third parties in the event of a digital attack.
Construction and assembly
This type of construction and assembly insurance offers protection against losses or material damage which, accidentally, may be suffered by the assets of a construction site: from the construction site itself to the materials, machinery, construction equipment, etc. In the corresponding section you can see all the coverages we work with.
Employee benefits
Employee benefits policies are a plus in terms of both overall team satisfaction and tax benefits for the company. In the insurance solutions section, we explain what each type consists of:
- Group Life and Accident
- Health
- Travel Assistance
- Key Person Insurance
- Retirement, savings and pension awards
Credit and surety
Credit insurance serves as protection against non-payment of credit transactions. If the debtor defaults on payment, this insurance will cover the outstanding receivables. Credit and surety insurance can be:
- Traditional fixed-rate or variable-rate credit insurance
- Excess of loss
- Credit insurance for a selected group of clients
- Single project/client
The purpose of a surety policy is to provide security for the performance of a contract. The performance of the policyholder against the insured is insured.
International programmes
We support the internationalisation and growth of our clients by designing international programmes in more than 130 countries that allow them to manage their risks centrally.
Risk management
With risk management, we drive the process of improving our clients risk management to prevent and mitigate potential incidents and improve their positioning in the insurance market.
The accumulated experience of decades of work and our team’s in-depth knowledge of business insurance is at your service. Shall we talk?
