What is travel assistance insurance?
A travel assistance insurance policy is taken out before a trip to protect the insured against certain unforeseen events that may occur outside the insured’s usual place of residence or work.
Objective of the insurance
The main objective is to help the traveller in any difficult or emergency situation during their trip and stay. The most important coverage is medical care abroad, which is intended to cover any health mishaps of the worker in transit.
It is the responsibility of the company and its managers to look after and protect their team members who have to travel for business reasons.
How do we work travel assistance insurances?
Before taking out the policy, the O. Brokers team analyses the needs of the company. How many people usually travel? How many trips are made per year? Destination countries? Duration of trips?
We might examine an umbrella policy and issue policies for each person and trip made or we can issue an annual, unnamed policy based on an estimated number of trips per year and automatically cover everyone who travels in the company.
- Medical expenses
- Assistance to persons
- Relocation and stay of a family member
- Burial expenses
- Hotel expenses for convalescence
- Repatriation
- Cancellation of the trip
- Baggage (loss, damage, theft)
- Air transport delay
- Civil liability
team
