What is corporate health insurance?
Owing to the events of COVID-19, we became aware of how easy it is to overwhelm the public health system. Private health insurance is the ideal solution to long queues and endless waiting lists.
Advantages of insurance
Companies are increasingly benefiting from offering their teams health insurance:
- It attracts and retains talent.
- It improves the team’s quality of life.
- It reduces sick leave and absenteeism, thereby increasing productivity.
- It gives an extra motivation; the team feels protected.
- It provides tax savings as compared to a salary increase.
What types of business insurance do we offer?
- Medical directory: Extensive health coverage in the medical centres and professionals arranged by each insurance company, at no additional cost.
- Medical insurance + reimbursement: In addition to the medical directory of each insurance company, the reimbursement option offers free choice of medical centre and professionals. In this case, the insured pays for the visit and/or treatment and the insurance company subsequently reimburses 80% or 90% (depending on the company) of the bill paid.
- Closed group: The company offers all or a significant number of its employees health insurance as part of their remuneration package. The fact that it is offered to all workers means that there is no anti-selection of risk. Therefore, most of the time there are no deficiencies or pre-existing conditions.
- Open group: The company offers its employees and their families the opportunity to join the health group on a voluntary basis. The premium payment is deducted in whole or in part from the employee’s remuneration through flexible remuneration, which brings a tax advantage.
- Expatriates: International health coverage to provide solutions for companies with posted workers. Expatriate health cover makes it easier for companies to protect their employees wherever they are.
Coverages
- Hospital care
- Psychology
- Second medical opinion
- Emergency assistance abroad
- Out-of-hospital care - Primary care - Specialities
- Sports medicine
- Preventive medicine
- Dental coverage
- Nutritional advisor
- 24 h emergency service and home emergency service
A specialized
team
team
A dedicated employee benefits team will advise you on health insurance options for your company.
